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F E L Credit Union Ltd.

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23 Carlton Moor Cres
Darlington
DL1 4RF


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f

F the Phoenician form of the letter was adopted into Greek as a vowel, upsilon ; and with another form, as a consonant, digamma, which resembled ‹F›, but indicated the pronunciation /w/, as in Phoenician.

In Etruscan, ‹F› also represented /w/; however, they formed the digraph ‹FH› to represent /f/; when the Romans adopted the letter, they had already borrowed ‹U› from Greek upsilon to stand for /w/. At this time, the Greek letter phi ‹Φ› represented an aspirated voiceless bilabial plosive, /pʰ/ though it has now come to approximate the sound of /f/ in Modern Greek.

The lower case ‹f› is not related to the visually similar long s, ‹ſ›. The use of the long s largely died out by the beginning of the 19th century, mostly to prevent confusion with ‹f›.

e

‹E› differs little from its derived source, the Greek letter epsilon ‹Ε›. In etymology, the Semitic hê probably first represented a praying or calling human figure , and was probably based on a similar Egyptian hieroglyph that indicated a different pronunciation. In Semitic, the letter represented /h/ , in Greek hê became epsilon with the value /e/. Etruscans and Romans followed this usage. Although Middle English spelling used ‹e› to represent long and short /e/, the Great Vowel Shift, changed long /eː/ to /iː/ while short /e/ remains a mid vowel. In English, the salient phenomenon silent e''s, although arising from old inflections that have been dropped, still retain a function as they indicate that certain vowels in the word are long vowels .



l

In English, L can have several values, depending on whether it occurs before or after a vowel. The alveolar lateral approximant occurs before a vowel, as in lip or please, while the velarized alveolar lateral approximant occurs in bell and milk . This velarization does not occur in many European languages that use L; it is also a factor making the pronunciation of L difficult for users of languages that either lack, or have different values, for L^, such as Japanese or some southern dialects of Chinese.

L can occur before almost any plosive, fricative, or affricate in English. Common digraphs include LL, which has a value identical to L in English, but has the separate value voiceless alveolar lateral fricative in Welsh, where it can appear in an initial position.

A palatal lateral approximant or palatal L occurs in many languages, and is represented by GL in Italian, LL in Spanish and Catalan, LH in Portuguese, and Ļ in Latvian.

credit

1. commendation or honor given for some action, quality, etc.: Give credit where it is due.
2. a source of pride or honor: You are a credit to your school.
3. the ascription or acknowledgment of something as due or properly attributable to a person, institution, etc.: She got a screen credit for photography.
4. trustworthiness; credibility: a witness of credit.
5. confidence in a purchaser''s ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.
6. reputation of solvency and probity, entitling a person to be trusted in buying or borrowing: Your credit is good.
7. influence or authority resulting from the confidence of others or from one''s reputation.
8. time allowed for payment for goods or services obtained on trust: 90 days'' credit.
9. repute; reputation; esteem.
10. a sum of money due to a person; anything valuable standing on the credit side of an account: He has an outstanding credit of $50.
11. Educ.
a. official acceptance and recording of the work completed by a student in a particular course of study.
b. a credit hour.
12. Bookkeeping.
a. an entry of payment or value received on an account.
b. the right-hand side of an account on which such entries are made .
c. an entry, or the total shown, on the credit side.
13. any deposit or sum of money against which a person may draw.
14. do someone credit, to be a source of honor or distinction for someone. Also,do credit to someone.
15. on credit, by deferred payment: Everything they have was bought on credit.
16. to one''s credit, deserving of praise or recognition; admirable: It is to his credit that he freely admitted his guilt.

union

1. the act of uniting two or more things.
2. the state of being united.
3. something formed by uniting two or more things; combination.
4. a number of persons, states, etc., joined or associated together for some common purpose: student union; credit union.
5. a group of states or nations united into one political body, as that of the American colonies at the time of the Revolution, that of England and Scotland in 1707, or that of Great Britain and Ireland in 1801.
6. the Union. the United States: The Union defeated the Confederacy in 1865.
7. a device emblematic of union, used in a flag or ensign, sometimes occupying the upper corner next to the staff or occupying the entire field.
8. the act of uniting or an instance of being united in marriage or sexual intercourse: an ideal union; an illicit union.
9. an organization of workers; a labor union.

darlington

Darlington is a town in the ceremonial county of County Durham, England, and the main population centre in the Borough of Darlington. Darlington has a population of 97,838 as of 1997. On 1 April 1997, the Borough of Darlington became a unitary authority area, which separated it from the non-metropolitan county of Durham for administrative purposes.
Darlington is known for its associations with the birth of railways. This is celebrated in the town at Darlington Railway Centre and Museum. The world''s first passenger rail journey was between Shildon and Stockton-on-Tees via Darlington, on the Stockton and Darlington Railway in 1825.

The town later became an important centre for railway manufacturing, with three significant works. The largest of these was the main line locomotive works, known as North Road Shops, opened in 1863 and closed in 1966. Another was Robert Stephenson & Co. , who moved to Darlington from Newcastle upon Tyne in 1902, became Robert Stephensons & Hawthorns in 1937, were absorbed by English Electric around 1960, and closed by 1964. The third was Faverdale Wagon Works, established in 1923 and closed in 1962, which in the 1950s was a UK pioneer in the application of mass-production techniques to the manufacture of railway goods wagons.
To commemorate the town''s contribution to the railways, David Mach''s 1997 work "Train" is located alongside the A66, close to the original Stockton-Darlington railway. It is a life-size brick sculpture of a steaming locomotive emerging from a tunnel, made from 185,000 "Accrington Nori" bricks. The work had a budget of £760,000.
The Great North Road, now known as the A1, used to run directly through the centre of Darlington. The road has since been diverted to the west of the town; the original route is now the A167 via North Road in the town centre. The £5.9 m five-mile A66 Darlington Eastern Bypass opened on November 25, 1985 and is currently undergoing major reconstruction in an effort to reduce congestion at rush hour. The Darlington Eastern Transport Corridor, linking Central Park north-east of the town centre to a new roundabout on the A66, was opened in the summer of 2008. The A1 Darlington Bypass opened in May 1965.