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Byron Longstaff Independent Financial Consultancy Ltd.

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17 The Hawthorns
East Boldon
Tyne & Wear
NE36 0DP


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Financial Intermediation

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independent

1. not influenced or controlled by others in matters of opinion, conduct, etc.; thinking or acting for oneself: an independent thinker.
2. not subject to another''s authority or jurisdiction; autonomous; free: an independent businessman.
3. not influenced by the thought or action of others: independent research.
4. not dependent; not depending or contingent upon something else for existence, operation, etc.
5. not relying on another or others for aid or support.
6. rejecting others'' aid or support; refusing to be under obligation to others.
7. possessing a competency: to be financially independent.
8. sufficient to support a person without his having to work: an independent income.
9. executed or originating outside a given unit, agency, business, etc.; external: an independent inquiry.
10. working for oneself or for a small, privately owned business.
11. expressive of a spirit of independence; self-confident; unconstrained: a free and independent citizen.
12. free from party commitments in voting: the independent voter.
13. Math. not depending upon another for its value.
14. Gram.capable of standing syntactically as a complete sentence: an independent clause. Cf. dependent , main 1 .
15. Logic.
a. having no one proposition deducible from the others.
b. belonging to such a set.
16. Statistics.See statistically independent.
17. Eccles.of or pertaining to the Independents.
18. independent of, irrespective of; regardless of: Independent of monetary considerations, it was a promising position.

financial

1. pertaining to monetary receipts and expenditures; pertaining or relating to money matters; pecuniary: financial operations.
2. of or pertaining to those commonly engaged in dealing with money and credit.
In economics, a financial market is a mechanism that allows people to buy and sell financial securities , commodities , and other fungible items of value at low transaction costs and at prices that reflect the efficient-market hypothesis.

Both general markets and specialized markets exist. Markets work by placing many interested buyers and sellers in one "place", thus making it easier for them to find each other. An economy which relies primarily on interactions between buyers and sellers to allocate resources is known as a market economy in contrast either to a command economy or to a non-market economy such as a gift economy.

consultancy

1. to seek advice or information from; ask guidance from: Consult your lawyer before signing the contract.
2. to refer to for information: Consult your dictionary for the spelling of the word.
3. to have regard for in making plans.
A consultant is usually an expert or a professional in a specific field and has a wide knowledge of the subject matter. A consultant usually works for a consultancy firm or is self-employed, and engages with multiple and changing clients. Thus, clients have access to deeper levels of expertise than would be feasible for them to retain in-house, and may purchase only as much service from the outside consultant as desired.

''Consultant'' is also the term used to denote the most senior medical position in the United Kingdom, Australia and Ireland .
1. consultancy, practice
usage: the practice of giving expert advice within a particular field; "a busines management consultancy"

east boldon

The Boldons are a group of three small villages in the North East of England - East Boldon, West Boldon and Boldon Colliery - bordering the north of Sunderland and the south of South Shields and Jarrow. They have a population of 13,271.
"Bol" is the Anglo Saxon name for "hill," and Don is the name of the river that wraps itself around the bol. Thus the original village was named "Bol-Don", meaning "hill on the Don." East and West Boldon form the hill.
In the 19th century when coal mining began, a colliery developed at the foot of the hill. Since colliers (miners) needed to live close to their work, at the foot of the hill another village began to grow which became known as Boldon Colliery.

Until 1974 the area was administered by Boldon Urban District Council in County Durham but since then has been part of the borough of South Tyneside.

The mine closed in 1982 but more jobs became available when an Asda supermarket opened in 1987. Further recent developments include Boldon Business Park. Boldon Colliery also has its own multi-screen cinema (currently operated by Cineworld), in close proximity to McDonalds, Frankie & Benny''s and Pizza Hut. The main school in the area is Boldon School, a special sports college (formerly Boldon Comprehensive School). There is also a junior school and nursery(west boldon primary), a playgroup and a hotel.

The Discovery Channel programme The Haunting produced an episode centred around the ghostly goings on at the Wheatsheaf Inn in West Boldon. The inn was reputedly haunted by the ghosts of a young girl and her murderer, with several confirmed sightings.

tyne & wear

Tyne and Wear is a metropolitan county in North East England around the mouths of the Rivers Tyne and Wear. It came into existence as a metropolitan county in 1974 after the passage of the Local Government Act 1972. It consists of the five metropolitan boroughs of South Tyneside, North Tyneside, City of Newcastle upon Tyne, Gateshead and the City of Sunderland.

North Tyneside and Newcastle upon Tyne had previously existed within the historic county of Northumberland, whereas South Tyneside, Gateshead and Sunderland were all previously within the borders of County Durham, with the River Tyne forming the border of the two counties.

Tyne and Wear is bounded on the east by the North Sea, and as a Ceremonial county, shares borders with Northumberland to the north and County Durham to the south.

Tyne and Wear County Council was abolished in 1986, and so its districts are now effectively unitary authorities. However, the metropolitan county continues to exist in law and as a geographic frame of reference.